/* COOPALFA — SPRINT 20.1 | Simulador por factores */
.credit-simulator{position:relative;padding:clamp(82px,9vw,132px) 0;background:linear-gradient(180deg,#f7fbf8 0%,#eef7f1 100%);overflow:hidden}.credit-simulator:before{content:"";position:absolute;width:520px;height:520px;right:-180px;top:80px;border-radius:50%;background:radial-gradient(circle,rgba(213,170,69,.12),transparent 66%);pointer-events:none}.simulator-shell{position:relative;z-index:1}.simulator-heading{display:grid;grid-template-columns:minmax(0,1.25fr) minmax(300px,.75fr);gap:clamp(36px,6vw,90px);align-items:end;margin-bottom:34px}.simulator-heading h2{max-width:760px;margin:14px 0 0;color:#062719;font-family:"Plus Jakarta Sans",Inter,sans-serif;font-size:clamp(40px,5vw,70px);line-height:1;letter-spacing:-.055em}.simulator-heading>p{margin:0;color:#58675f;font-size:18px;line-height:1.75}.simulator-trust{display:grid;grid-template-columns:repeat(4,1fr);gap:12px;margin-bottom:24px}.simulator-trust article{display:grid;gap:5px;padding:20px;border:1px solid rgba(7,113,63,.12);border-radius:20px;background:rgba(255,255,255,.78)}.simulator-trust span{color:#d19f26;font-weight:900}.simulator-trust strong{color:#092b1c}.simulator-trust small{color:#66756d;line-height:1.45}.simulator-grid{display:grid;grid-template-columns:minmax(0,.92fr) minmax(0,1.08fr);gap:24px;align-items:stretch}.simulator-form,.simulator-result{padding:clamp(26px,3vw,42px);border:1px solid rgba(7,113,63,.14);border-radius:30px;background:#fff;box-shadow:0 24px 70px rgba(7,35,22,.08)}.simulator-form__head,.simulator-result__top{display:grid;gap:5px;margin-bottom:28px}.simulator-form__head span,.simulator-result__top span{color:#08783f;font-size:12px;font-weight:800;letter-spacing:.12em;text-transform:uppercase}.simulator-form__head strong{color:#062719;font-size:24px}.simulator-form label{display:grid;gap:9px;margin-bottom:18px;color:#173c2c;font-size:14px;font-weight:800}.simulator-form input,.simulator-form select{width:100%;height:54px;padding:0 16px;border:1px solid #cbded3;border-radius:14px;background:#fbfdfc;color:#092b1c;font:600 16px Inter,sans-serif;outline:none;transition:border-color .2s,box-shadow .2s}.simulator-form input:focus,.simulator-form select:focus{border-color:#078447;box-shadow:0 0 0 4px rgba(7,132,71,.1)}.simulator-form input[readonly]{background:#f0f6f2;color:#52635a}.simulator-form label small{color:#758078;font-size:12px;font-weight:500}.simulator-fields{display:grid;grid-template-columns:1fr 1fr;gap:16px}.simulator-rate-box{display:grid;grid-template-columns:auto 1fr;gap:18px;align-items:center;margin:8px 0 14px;padding:17px;border:1px solid rgba(213,170,69,.34);border-radius:16px;background:#fffaf0}.simulator-rate-box div{display:grid}.simulator-rate-box span{color:#71602b;font-size:12px}.simulator-rate-box strong{color:#092b1c;font-size:25px}.simulator-rate-box p{margin:0;color:#6c6755;font-size:13px;line-height:1.5}.simulator-note{display:flex;gap:12px;margin:8px 0 20px;padding:15px;border-radius:16px;background:#f2f8f4;color:#52635a}.simulator-note svg{width:22px;min-width:22px;fill:none;stroke:#078447;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round}.simulator-note p{margin:0;font-size:13px;line-height:1.55}.simulator-error{min-height:20px;margin:0 0 10px;color:#a12828;font-size:13px;font-weight:700}.simulator-calculate{width:100%;justify-content:center}.simulator-result{display:flex;flex-direction:column;color:#fff;border-color:rgba(255,255,255,.08);background:radial-gradient(circle at 100% 0,rgba(36,159,90,.52),transparent 42%),linear-gradient(145deg,#042b1c,#075c36)}.simulator-result__top{grid-template-columns:1fr auto;align-items:center}.simulator-result__top span{color:#ccebd9}.simulator-result__top small{color:#d3e7db;font-weight:700}.simulator-main-result{padding:25px 0 24px;border-top:1px solid rgba(255,255,255,.13)}.simulator-main-result span{display:block;color:#c9dfd2;font-size:15px}.simulator-main-result strong{display:block;margin:10px 0 4px;font-family:"Plus Jakarta Sans",Inter,sans-serif;font-size:clamp(44px,5vw,68px);line-height:1;letter-spacing:-.055em}.simulator-main-result small{color:#c9dfd2}.simulator-breakdown{display:grid;grid-template-columns:1fr 1fr;gap:10px;padding-bottom:22px;border-bottom:1px solid rgba(255,255,255,.13)}.simulator-breakdown div{display:grid;gap:5px;padding:12px 14px;border-radius:14px;background:rgba(255,255,255,.08)}.simulator-breakdown span{color:#c8ded1;font-size:12px}.simulator-breakdown strong{font-size:18px}.simulator-metrics{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin:22px 0}.simulator-metrics article{display:grid;gap:7px;padding:15px;border:1px solid rgba(255,255,255,.12);border-radius:16px;background:rgba(255,255,255,.06)}.simulator-metrics span{color:#c8ded1;font-size:12px}.simulator-metrics strong{font-size:17px}.simulator-actions{display:flex;gap:12px;margin-top:auto}.simulator-actions .btn{flex:1;justify-content:center}.simulator-result .btn.primary{background:#fff;color:#075c36}.simulator-result .btn.light{border-color:rgba(255,255,255,.4);background:transparent;color:#fff}.simulator-schedule{margin-top:24px;padding:28px;border:1px solid rgba(7,113,63,.14);border-radius:26px;background:#fff;box-shadow:0 20px 55px rgba(7,35,22,.07)}.simulator-schedule__head{display:flex;justify-content:space-between;align-items:center;gap:20px;margin-bottom:20px}.simulator-schedule__head div{display:grid;gap:4px}.simulator-schedule__head span{color:#078447;font-size:12px;font-weight:800;text-transform:uppercase;letter-spacing:.1em}.simulator-schedule__head strong{color:#062719;font-size:22px}.simulator-schedule__head button{padding:10px 14px;border:1px solid #c7dbcf;border-radius:999px;background:#f4faf6;color:#086b3d;font-weight:800;cursor:pointer}.simulator-table-wrap{overflow:auto}.simulator-schedule table{width:100%;border-collapse:collapse;min-width:1050px}.simulator-schedule th,.simulator-schedule td{padding:12px 10px;border-bottom:1px solid #e5eee8;text-align:right;font-size:13px}.simulator-schedule th{color:#496158;font-size:11px;text-transform:uppercase;letter-spacing:.04em}.simulator-schedule th:first-child,.simulator-schedule td:first-child{text-align:center}.simulator-schedule th:nth-child(2),.simulator-schedule td:nth-child(2){text-align:left}.simulator-requirements{display:grid;grid-template-columns:.7fr 1.3fr;gap:35px;margin-top:28px;padding:32px;border:1px solid rgba(7,113,63,.14);border-radius:26px;background:#fff}.simulator-requirements span{color:#078447;font-size:12px;font-weight:800;text-transform:uppercase;letter-spacing:.1em}.simulator-requirements h3{margin:9px 0 0;color:#062719;font-size:28px}.simulator-requirements ol{display:grid;gap:10px;margin:0;padding:0;list-style:none}.simulator-requirements li{display:flex;gap:13px;padding:14px;border-radius:15px;background:#f4f9f6}.simulator-requirements li b{display:grid;place-items:center;width:30px;height:30px;min-width:30px;border-radius:50%;background:#078447;color:#fff}.simulator-requirements p{display:grid;gap:4px;margin:0;color:#627168;font-size:13px;line-height:1.45}.simulator-requirements p strong{color:#183b2c;font-size:14px}.simulator-legal{max-width:960px;margin:24px auto 0;color:#68766e;font-size:13px;line-height:1.65;text-align:center}.loan-lead-modal,.loan-success-modal{position:fixed;inset:0;z-index:5000;display:grid;place-items:center;padding:20px}.loan-lead-modal[hidden],.loan-success-modal[hidden]{display:none}.loan-lead-backdrop,.loan-success-modal:before{position:absolute;inset:0;content:"";background:rgba(2,32,20,.72);backdrop-filter:blur(7px)}.loan-lead-dialog,.loan-success-card{position:relative;z-index:1;width:min(760px,100%);max-height:92vh;overflow:auto;padding:clamp(28px,4vw,46px);border-radius:28px;background:#fff;box-shadow:0 30px 90px rgba(0,0,0,.28)}.loan-lead-dialog h2,.loan-success-card h2{margin:10px 0;color:#062719;font-family:"Plus Jakarta Sans",Inter,sans-serif;font-size:clamp(30px,4vw,48px);line-height:1.03;letter-spacing:-.04em}.loan-lead-dialog>p{color:#617168;line-height:1.6}.loan-lead-close{position:absolute;right:18px;top:15px;border:0;background:transparent;color:#315344;font-size:32px;cursor:pointer}.loan-lead-fields{display:grid;grid-template-columns:1fr 1fr;gap:14px}.loan-lead-dialog label{display:grid;gap:7px;margin-bottom:13px;color:#183b2c;font-size:13px;font-weight:800}.loan-lead-dialog input[type=text],.loan-lead-dialog input[type=email],.loan-lead-dialog input[type=tel]{height:52px;padding:0 15px;border:1px solid #cbded3;border-radius:13px;font:600 15px Inter,sans-serif}.loan-check{grid-template-columns:auto 1fr!important;align-items:start;font-weight:500!important;line-height:1.45}.loan-check input{margin-top:3px}.loan-lead-status{min-height:22px;color:#a12828;font-size:13px;font-weight:700}.loan-lead-dialog .btn{width:100%;justify-content:center}.loan-honeypot{position:absolute!important;left:-9999px!important}.loan-success-card{text-align:center;width:min(540px,100%)}.loan-success-icon{display:grid;place-items:center;width:68px;height:68px;margin:0 auto;border-radius:50%;background:#078447;color:#fff;font-size:42px}.loan-success-card>p{color:#617168;line-height:1.6}.loan-success-card>div:not(.loan-success-icon){display:grid;gap:5px;margin:20px 0;padding:17px;border-radius:16px;background:#eff7f2}.loan-success-card>div span{color:#617168}.loan-success-card>div strong{color:#078447;font-size:20px}.loan-success-card .btn{justify-content:center}@media(max-width:1000px){.simulator-heading,.simulator-grid,.simulator-requirements{grid-template-columns:1fr}.simulator-trust{grid-template-columns:1fr 1fr}.simulator-result{min-height:560px}}@media(max-width:640px){.credit-simulator{padding:72px 0}.simulator-heading h2{font-size:clamp(38px,12vw,54px)}.simulator-trust,.simulator-fields,.simulator-metrics,.simulator-breakdown,.loan-lead-fields{grid-template-columns:1fr}.simulator-form,.simulator-result{padding:24px;border-radius:22px}.simulator-rate-box{grid-template-columns:1fr}.simulator-result__top{grid-template-columns:1fr}.simulator-actions{flex-direction:column}.simulator-schedule{padding:20px}.simulator-schedule__head{align-items:flex-start;flex-direction:column}.simulator-requirements{padding:24px}}